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Affordable Monthly Plans
Pay for your order over 6, 12, or 24 months at competitive interest rates as low as 0% APR*.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.
4 Equal Payments
SplitPay is Bread’s newest payment solution. Now you can split your purchases ($50-$1000) into four easy interest-free payments.
No Credit Check Required
SplitPay is not a loan and checking out with SplitPay won’t impact your credit score.
Always 0% Interest
SplitPay is always 0% APR, so shoppers can purchase more without worrying about interest.