Affordable Monthly Plans
Pay for your order over 6, 12, or 24 months at competitive interest rates, including rates as low as 0% APR for up to 12 months*.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.
4 Equal Payments
SplitPay is Bread’s newest payment solution. Now you can split your purchases ($50-$1000) into four easy interest-free payments.
No Credit Check Required
SplitPay is not a loan and checking out with SplitPay won’t impact your credit score.
Always 0% APR
SplitPay is always 0% APR, so shoppers can purchase more without worrying about interest.
Check Bread’s FAQ or reach Bread directly at firstname.lastname@example.org or (844) 992-7323 ext. 1.
*Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 48 monthly payments of $25.36 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.